How to Unmerge a Credit File

Created by Mike McCarthy, Modified on Mon, 23 Mar at 3:41 PM by Mike McCarthy

To create an unmerged report and file, open the file in our web portal and deselect the borrower or co-borrower that you wish to omit in the UNMERGE REPORT area.

 

Next, select a Web-based report and press the View button. When the credit report opens in a new window, select "Create Unmerged Copy" in the upper-right hand corner of the screen. After processing, you will now have an individual credit report for the borrower you've requested which can be used for automated underwriting . 

Please note that you must have selected either the borrower or the co-borrower and at least one bureau.

Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article